WELCOME TO THE BUSINESSWEEK MINDANAO GROUP OF NEWSPAPERS.
BusinessWeek Mindanao (November 13, 2015)Mindanao Daily Northmin (November 13, 2015)Mindanao Daily Northmin (November 12, 2015)Mindanao Daily Caraga (November 12, 2015)Mindanao Daily Northmin (November 11, 2015)Mindanao Daily Caraga (November 11, 2015)BusinessWeek Mindanao (November 10-11, 2015)Mindanao Daily Northmin (November 10, 2015)BusinessWeek Mindanao (November 9, 2015)Mindanao Daily Northmin (November 9, 2015)Mindanao Daily Caraga (November 9, 2015)CDOTIMES (November 7-13, 2015)BusinessWeek Mindanao (November 6, 2015)Mindanao Daily News (November 6, 2015)Mindanao Daily News (November 5, 2015)BusinessWeek Mindanao (November 4, 2015)Mindanao Daily Northmin (November 4, 2015)BusinessWeek Mindanao (November 2-3, 2015)Mindanao Daily Northmin (November 2-3, 2015)Mindanao Daily Northmin (October 30, 2015)BusinessWeek Mindanao (October 30, 2015)BusinessWeek Mindanao (October 29, 2015)BusinessWeek Mindanao (October 28, 2015)Mindanao Daily Northmin (October 28, 2015)Mindanao Daily Northmin (October 27, 2015)BusinessWeek Mindanao (October 26, 2015)Mindanao Daily Northmin (October 26, 2015)Mindanao Daily Northmin (October 25, 2015)The Cagayan Times (October 24-30, 2015)Mindanao Daily Northmin (October 24, 2015)Mindanao Daily Northmin (October 23, 2015)Businessweek Mindanao (October 22-23, 2015)Mindanao Daily Northmin (October 22, 2015)Mindanao Daily Caraga (October 22, 2015)BusinessWeek Mindanao (October 21, 2015)Mindanao Daily Northmin (October 21, 2015)Mindanao Daily Caraga (October 21, 2015)Mindanao Daily Northmin (October 20, 2015)Mindanao Daily Caraga (October 20, 2015)BusinessWeek Mindanao (October 19, 2015)Mindanao Daily Northmin (October 19, 2015)Mindanao Daily Caraga (October 19, 2015)CDOTIMES (October 17-23, 2015)Mindanao Daily Northmin (October 17, 2015)Mindanao Daily Northmin (October 16, 2015)BusinessWeek Mindanao (October 15-16, 2015)Mindanao Daily Northmin (October 15, 2015)BusinessWeek Mindanao (October 13-14, 2015)Mindanao Daily Northmin (October 14, 2015)Mindanao Daily Caraga (October 14, 2015)Mindanao Daily Northmin (October 13, 2015)Mindanao Daily Caraga (October 13, 2015)BusinessWeek Mindanao (October 12, 2015)Mindanao Daily Northmin (October 12, 2015)Mindanao Daily Caraga (October 12, 2015)CDOTIMES (October 10-16, 2015)BusinessWeek Mindanao (October 8-9, 2015)Mindanao Daily Northmin (October 9, 2015)Mindanao Daily Caraga (October 9, 2015)Mindanao Daily Northmin (October 8, 2015)BusinessWeek Mindanao (October 6-7, 2015)Mindanao Daily Northmin (October 7, 2015)Mindanao Daily Caraga (October 7, 2015)Mindanao Daily Northmin (October 6, 2015)Mindanao Daily Caraga (October 6, 2015)BusinessWeek Mindanao (October 5, 2015)Mindanao Daily Northmin (October 5, 2015)CDOTIMES (October 3-9, 2015)Mindanao Daily Northmin (October 3, 2015)BusinessWeek Mindanao (October 2, 2015)Mindanao Daily Northmin (October 2, 2015)Mindanao Daily Caraga (October 2, 2015)Mindanao Daily Northmin (October 1, 2015)Mindanao Daily Business (October 1, 2015)BusinessWeek Mindanao (September 30, 2015)Mindanao Daily Northmin (September 30, 2015)Mindanao Daily Business (September 30, 2015)Mindanao Daily Northmin (September 29, 2015)BusinessWeek Mindanao (September 28-29, 2015)Mindanao Daily Northmin (September 28, 2015)Mindanao Daily Davao (September 28, 2015)CDOTIMES (September 26-October 2, 2015)Mindanao Daily Northmin (September 25, 2015)BusinessWeek Mindanao (September 24-25, 2015)Mindanao Daily Northmin (September 24, 2015)Mindanao Daily Business (September 24, 2015)BusinessWeek Mindanao (September 23, 2015)Mindanao Daily Northmin (September 23, 2015)Mindanao Daily Northmin (September 22, 2015)Mindanao Daily Business (September 22, 2015)BusinessWeek Mindanao (September 21-22, 2015)Mindanao Daily Northmin (September 21, 2015)CDOTIMES (September 18-25, 2015)BusinessWeek Mindanao (September 19-20, 2015)Mindanao Daily Northmin (September 19, 2015)Mindanao Daily Northmin (September 18, 2015)BusinessWeek Mindanao (September 17-18, 2015)Mindanao Daily Northmin (September 17, 2015)Mindanao Daily Business (September 17, 2015)BusinessWeek Mindanao (September 16, 2015)Mindanao Daily Northmin (September 16, 2015)Mindanao Daily Northmin (September 15, 2015)BusinessWeek Mindanao (September 14-15, 2015)Mindanao Daily Northmin (September 14, 2015)Mindanao Daily Business (September 14, 2015)CDOTIMES (September 12-18, 2015)BusinessWeek Mindanao (September 11, 2015)Mindanao Daily Northmin (September 11, 2015)Mindanao Daily Business (September 11, 2015)Mindanao Daily Northmin (September 10, 2015)Mindanao Daily Caraga (September 10, 2015)Mindanao Daily Business (September 10, 2015)BusinessWeek Mindanao (September 9, 2015)Mindanao Daily Northmin (September 9, 2015)Mindanao Daily Northmin (September 8, 2015)Mindanao Daily Caraga (September 8, 2015)Mindanao Daily Business (September 8, 2015)Mindanao Daily Northmin (September 7, 2015)Mindanao Daily Caraga (September 7, 2015)Mindanao Daily Business (September 7, 2015)BusinessWeek Mindanao (September 6-8, 2015)CDOTIMES (September 5-11, 2015)Mindanao Daily Northmin (September 4, 2015)Mindanao Daily Business (September 4, 2015)BusinessWeek Mindanao (September 3-4, 2015)Mindanao Daily Northmin (September 3, 2015)Mindanao Daily Business (September 3, 2015)BusinessWeek Mindanao (September 2, 2015)Mindanao Daily Northmin (September 2, 2015)Mindanao Daily Caraga (September 2, 2015)Mindanao Daily Business (September 2, 2015)Mindanao Daily Northmin (September 1, 2015)Mindanao Daily Business (September 1, 2015)Mindanao Daily Northmin (August 31, 2015)Mindanao Daily Caraga (August 31, 2015)Mindanao Daily Business (August 31, 2015)BusinessWeek Mindanao (August 30 - September 1, 2015)CDOTIMES (August 29 - September 4, 2015)Mindanao Daily News (August 29, 2015)BusinessWeek Mindanao (August 28, 2015)Mindanao Daily Northmin (August 28, 2015)Mindanao Daily Business (August 28, 2015)Mindanao Daily Northmin (August 27, 2015)Mindanao Daily Caraga (August 27, 2015)Mindanao Daily Business (August 27, 2015)BusinessWeek Mindanao (August 26, 2015)Mindanao Daily Northmin (August 26, 2015)Mindanao Daily Caraga (August 26, 2015)Mindanao Daily Business (August 26, 2015)Mindanao Daily Northmin (August 25, 2015)Mindanao Daily Business (August 25, 2015)Mindanao Daily Northmin (August 24, 2015)Mindanao Daily Business (August 24, 2015)BusinessWeek Mindanao (August 23-24, 2015)CDOTIMES (August 22-28, 2015)BusinessWeek Mindanao (August 21, 2015)Mindanao Daily Northmin (August 21, 2015)Mindanao Daily Business (August 21, 2015)Mindanao Daily Northmin (August 20, 2015)Mindanao Daily Business (August 20, 2015)BusinessWeek Mindanao (August 19, 2015)Mindanao Daily Northmin (August 19, 2015)Mindanao Daily Northmin (August 18, 2015)Mindanao Daily Business (August 18, 2015)BusinessWeek Mindanao (August 17, 2015)Mindanao Daily Northmin (August 17, 2015)Mindanao Star (August 15-21, 2015)CDOTIMES (August 15-21, 2015)BusinessWeek Mindanao (August 14-15, 2015)Mindanao Daily Northmin (August 14, 2015)Mindanao Daily Caraga (August 14, 2015)Mindanao Daily Business (August 14, 2015)Mindanao Daily Northmin (August 13, 2015)Mindanao Daily Caraga (August 13, 2015)Mindanao Daily Business (August 13, 2015)BusinessWeek Mindanao (August 12, 2015)Mindanao Daily Northmin (August 12, 2015)Mindanao Daily Caraga (August 12, 2015)Mindanao Daily Business (August 12, 2015)Mindanao Daily Northmin (August 11, 2015)Mindanao Daily Caraga (August 11, 2015)Mindanao Daily Business (August 11, 2015)BusinessWeek Mindanao (August 10, 2015)Mindanao Daily Northmin (August 10, 2015)Mindanao Daily Caraga (August 10, 2015)Mindanao Daily Business (August 10, 2015)CDOTIMES (August 8-14, 2015)BusinessWeek Mindanao (August 7, 2015)Mindanao Daily Northmin (August 7, 2015)Mindanao Daily Caraga (August 7, 2015)Mindanao Daily Business (August 7, 2015)Mindanao Daily Northmin (August 6, 2015)Mindanao Daily Business (August 6, 2015)BusinessWeek Mindanao (August 5, 2015)Mindanao Daily Northmin (August 5, 2015)Mindanao Daily Caraga (August 5, 2015)Mindanao Daily Business (August 5, 2015)Mindanao Daily Northmin (August 4, 2015)Mindanao Daily Caraga (August 4, 2015)Mindanao Daily Business (August 4, 2015)BusinessWeek Mindanao (August 3, 2015)Mindanao Daily Northmin (August 3, 2015)Mindanao Daily Caraga (August 3, 2015)Mindanao Daily Business (August 3, 2015)Mindanao Daily News (August 1, 2015)Mindanao Daily Northmin (July 31, 2015)Mindanao Daily Business (July 31, 2015)BusinessWeek Mindanao (July 30-31, 2015)CDOTIMES Commemorative Edition (July 31, 2015)Mindanao Daily Northmin (July 30, 2015)Mindanao Daily Business (July 30, 2015)Mindanao Daily Northmin (July 29, 2015)Mindanao Daily Caraga (July 29, 2015)Mindanao Daily Business (July 29, 2015)BusinessWeek Mindanao (July 28-29, 2015)CDOTIMES (July 25-30, 2015)Mindanao Daily Northmin (July 28, 2015)Mindanao Daily Caraga (July 28, 2015)Mindanao Daily Business (July 28, 2015)BusinessWeek Mindanao (July 27, 2015)Mindanao Daily Northmin (July 27, 2015)Mindanao Daily Business (July 27, 2015)BusinessWeek Mindanao (July 24-25, 2015)Mindanao Daily Northmin (July 24, 2015)Mindanao Daily Caraga (July 24, 2015)Mindanao Daily Business (July 24, 2015)Mindanao Daily Northmin (July 23, 2015)Mindanao Daily Business (July 23, 2015)BusinessWeek Mindanao (July 22-23, 2015)Mindanao Daily Northmin (July 22, 2015)Mindanao Daily Caraga (July 22, 2015)Mindanao Daily Business (July 22, 2015)Mindanao Daily Northmin (July 21, 2015)Mindanao Daily Caraga (July 21, 2015)Mindanao Daily Business (July 21, 2015)BusinessWeek Mindanao (July 20-21, 2015)Mindanao Daily Northmin (July 20, 2015)Mindanao Daily Business (July 20, 2015)CDOTIMES (July 18-24, 2015)Mindanao Daily News (July 18, 2015)Mindanao Daily Northmin (July 17, 2015)Mindanao Daily Business (July 17, 2015)Mindanao Daily Caraga (July 17, 2015)BusinessWeek Mindanao (July 16-17, 2015)Mindanao Daily Northmin (July 16, 2015)Mindanao Daily Business (July 16, 2015)Mindanao Daily Caraga (July 16, 2015)BusinessWeek Mindanao (July 15-16, 2015)Mindanao Daily Northmin (July 15, 2015)Mindanao Daily Business (July 15, 2015)Mindanao Daily Northmin (July 14, 2015)Mindanao Daily Business (July 14, 2015)BusinessWeek Mindanao (July 13-14, 2015)Mindanao Daily Northmin (July 13, 2015)Mindanao Daily Business (July 13, 2015)CDOTIMES (July 11-17, 2015)Mindanao Daily News (July 11, 2015)BusinessWeek Mindanao (July 10-11, 2015)Mindanao Daily Northmin (July 10, 2015)Mindanao Daily Business (July 10, 2015)Mindanao Daily Caraga (July 10, 2015)Mindanao Daily Northmin (July 9, 2015)Mindanao Daily Business (July 9, 2015)BusinessWeek Mindanao (July 8-9, 2015)Mindanao Daily Northmin (July 8, 2015)Mindanao Daily Business (July 8, 2015)Mindanao Daily Northmin (July 7, 2015)Mindanao Daily Business (July 7, 2015)BusinessWeek Mindanao (July 6-7, 2015)Mindanao Daily Northmin (July 6, 2015)Mindanao Daily Business (July 6, 2015)Mindanao Daily News (July 5, 2015)CDOTIMES (July 4-10, 2015)Mindanao Daily News (July 4, 2015)BusinessWeek Mindanao (July 3-4, 2015)Mindanao Daily Northmin (July 3, 2015)Mindanao Daily Business (July 3, 2015)Mindanao Daily Northmin (July 2, 2015)Mindanao Daily Davao (July 2, 2015)Mindanao Daily Caraga (July 2, 2015)BusinessWeek Mindanao (July 1-2, 2015)Mindanao Daily Northmin (July 1, 2015)Mindanao Daily Davao/Business (July 1, 2015)Mindanao Daily Caraga (July 1, 2015)Mindanao Daily Northmin (June 30, 2015)Mindanao Daily Davao (June 30, 2015)Mindanao Daily Caraga (June 30, 2015)


Smart to launch microfinance bank

TELECOM firm Smart Communications Inc. said it will establish the country’s first microfinance bank, in which the company will tap its mobile-phone subscribers focusing on those who have little or no access to the formal banking system.

The company already announced its plan during a summit in Italy last month, wherein the country’s top mobile phone company said it will soon launch mBank Philippines after it secured the necessary approvals from the Bangko Sentral ng Pilipinas. Smart will utilize the mBank Holding, the mobile microfinance firm of PLDT-Smart Foundation, Finnish development finance company Finnfund and Dutch development bank FMO in launching the micro finance bank.

Pilot services are already being offered by mCompany, a non-government organization, which will spin off into mBank Philippines once the central bank approves its application for a formal banking license, Smart said in a statement.

“By offering simple and effective financial services, mCompany and eventually mBank seek to increase financial inclusion and ensure that people have enough money at any given moment,” said Smart Financial Services Head Tricia Dizon.

Once the microfinance bank is launched, Smart and Talk ‘N Text subscribers will be able to open a savings account with the help of mBank field agents deployed in their communities. Activated account holders can apply for a loan product, immediately get a response about their application and select a weekly repayment schedule–all via their mobile phone.

“The process eliminates the need to travel far to deposit and withdraw money, apply for loans, and pay amortization. This is very convenient especially for those who cannot afford to be absent from work or leave their sari-sari stores,” Dizon said.

Bank will operate a very advanced credit risk management capability delivered by Experian, a credit risk management automation firm.

“We believe this is the right way to go to drive financial inclusion in the countryside. In our Leyte pilot, we started offering the product on Sept. 26, 2012. By October 16, mCompany already had 110 account holders and had already disbursed P265,700 in loans to Smart subscribers,” said Arnaud Ventura, board director of mCompany and co-founder of mBank Holding.

Smart has earlier tried to offer financial solutions and services for the un-banked and underserved. Previous projects include Hapinoy with MicroVentures and CARD-MRI and the Islands Activations Program with SeedFinance.
The company was also tapped by the United States Agency for International Development for its Scaling Innovations in Mobile Money project which seeks to boost mobile money transactions in the country using Smart Money.